Retire Before 25

The key to profits is traffic. Twisting arms simply doesn’t work. (and it’s horrible customer service!) Think about this…

Someone is ready right now with cash or credit card in hand just waiting for exactly what you have to offer. The problem is traffic. Exposure. Low traffic means less profits and less profits means selling your collection of teletubbies to make rent. (Did I type that out loud just now… ?)

The SEO Backlink Tool is the answer. You can submit to over 3,000 directory sites. Most of these sites are ones I’d never heard of. You probably haven’t heard of most of them either but who cares? They raise your pagerank and traffic! Let’s say you just get 1 hit off each site every month. How would you like a 3,000 visitor increase to your site every single month?

I’m not trying to peddle you some piece of junk software. This program actually does what it says it does. It does require some work, though. It is what we call, “Semi-Automated” – it does most of the work for you but you have to use it to see results. To my knowledge there is no fully-automated system that can do what this one can. Use it. Love it.

What good is a treadmill if you never run on it? The choice is yours.

YES! I want to BOOST my Site’s TRAFFIC… CLICK HERE!

NO! I’d rather DO NOTHING and stay where I’m at. (NO CLICK NECESSARY!)

HAPPY NEW YEAR,
Cody

Are you serious about retiring at age 25? Here’s how you can do it:

Ingredient #1: Residual Income

This is the most important ingredient. If you’re making Tacos, this is the tortilla. If you’re making soup, this is your broth, if you’re making a hamburger this is the ham… er… 100% all beef patty.

True residual income means a steady flow of cash each week, month, or year. In order to build this stream of income you need to market a service product that people are likely to keep… say, electricity. People are probably going to want to keep the lights on at their house. You can market electricity with my company.

If this doesn’t trip your trigger then what about healthcare, shopping, legal care or home warranty services? People are making thousands a week marketing these products and the monthly residuals are the real deal, with people I know personally making $1,300 a month and up doing absolutely nothing to maintain their income.

Residual Income, built right, will maintain itself.

If you want real residual income send me an email at: cody@retirebefore25.com

Ingredient #2: Mutual Funds

Now that you’re making the kind of money that continues to come in every single month whether you work or not, let’s plan for the worst. You may think I’m being absurd but what if your residual income stream dries up? Though this is highly unlikely given the nature of the Residual Income we have built, it is possible.

Mutual funds average around 8% interest annually. So invest $250,000 at age 25 and in 35 years (at age 60) you will have almost $1,000,000 in the bank.

How realistic is this plan? Well, first you need the principle ($250,000) at age 25 which most people won’t have. So let’s say that you are currently 25 and would like to have your principle in 5 years by the age of 30. You would need to save $4,166 a month, every single month to come out with $250,000 at age 30. Let’s say you can live off half your income. You’d need a little over $8,000 a month or so to successfully save the $4,166 a month necessary to fund your mutual fund.

You’d need to be earning $96,000 a year, after taxes (take home income) to make this self-funding plan work.

Is it possible? Absolutely. How? With your residual income we talked about in ingredient #1. At a decent 9 – 5 job you and a spouse would be taking home $40,000 + a year together. Add in your residual income and you only need $56,000 a year extra. (This is absolutely NOTHING in the world of residual income.) I can personally introduce you to people that have made as much as $1.2 Million dollars a year (that’s $100,000 a month) through Residual Income.

Heck, you may want to lose the job altogether and just earn the $96,000 a year from residual income. (Please understand I am not advocating quitting your job until you have the residual income to replace your job, including any benefits received on said job.)

Lastly, the great thing about mutual funds is that they are a “liquid” asset which means you can cash out at practically any time. Your money is not tied up somewhere in Tijuana. It is your money and it is accessible. (Make sure you do read the fine print on your mutual fund beforehand, though. I can’t help otherwise.)

Ingredient #3: Be Smart

Live within your means. At every level of success you have to understand the principle of living within your means. While you’re building your nest egg and working on your residual income you may find that you are living well under your means (saving most of your cash), this is OK.

Here are a few tips to close out this post.

• Buy nice used cars. Cars depreciate way too fast. If you like the new car smell you can buy a used car that is new enough to still smell like it or you can buy a $0.69 air freshener at 7-11. There is zero benefit to buying a car brand new off the lot other than bragging rights, pride and/or ego-pumping. Never lease.
• Avoid credit cards like the plague. A credit card says, “buy now and pay later”. Why not just pay now? I am not saying you should never use credit. I used credit to buy my fiancee’s engagement ring but these were the conditions: no interest for three months (deferred interest), where I paid off the ring before the three months were up and I had over 70% of the cost of the ring in cash in my back pocket at the time. Lastly, I had a job that would positively allow me to pay the remaining 30% off. (Assuming I kept that job, which is a risky assumption altogether.) Bottomline: Avoid Credit. Don’t live in their world.
• Renting is OK. I know so many people that absolutely would never, ever, rent a house or apartment. Why not? Do the math for yourself. There are plenty of circumstances where renting is the more sound financial option. Forget about equity. You have plenty of time to establish equity in a home that you pay 100% down on. If you’re worried of what other people will think of you if you rent a house or apartment, please, get over it. Stop caring so much about what other people think of you.

If you’d like to chat more about your particular circumstances and how residual income can help you achieve your goals and dreams, email me here.

Merry December,
Cody Miller
214.682.5331
cody@retirebefore25.com